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enemy #3

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Kaizen
The Rate-Stack Audit: Do You Know Your Interest Number?
Ask anyone what they earn and they’ll tell you to the dollar. Salary, hourly rate, take-home pay — we track the money coming in with obsessive precision. Now ask the mirror-image question: what do you pay in interest each month, across everything you owe? Nearly everyone goes quiet. The number that measures the third enemy ... <a title="The Rate-Stack Audit: Do You Know Your Interest Number?" class="read-more" href="https://www.mykaizencoaching.com/the-rate-stack-audit-do-you-know-your-interest-number/" aria-label="Read more about The Rate-Stack Audit: Do You Know Your Interest Number?">Read more</a>
Jul 31, 2026 6 min read
Kaizen
The Compounding You Never Signed Up For: How Debt Interest Quietly Costs You a Fortune
Everyone has heard that compound interest is the eighth wonder of the world. It’s usually said with a smile, in the context of saving and investing — money that earns money, growing on itself, year after year. Almost no one mentions the other half of that sentence. Because the exact same force that builds wealth ... <a title="The Compounding You Never Signed Up For: How Debt Interest Quietly Costs You a Fortune" class="read-more" href="https://www.mykaizencoaching.com/the-compounding-you-never-signed-up-for-how-debt-interest-quietly-costs-you-a-fortune/" aria-label="Read more about The Compounding You Never Signed Up For: How Debt Interest Quietly Costs You a Fortune">Read more</a>
Jun 29, 2026 6 min read