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round 2

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Kaizen
The Rate-Stack Audit: Do You Know Your Interest Number?
Ask anyone what they earn and they’ll tell you to the dollar. Salary, hourly rate, take-home pay — we track the money coming in with obsessive precision. Now ask the mirror-image question: what do you pay in interest each month, across everything you owe? Nearly everyone goes quiet. The number that measures the third enemy ... <a title="The Rate-Stack Audit: Do You Know Your Interest Number?" class="read-more" href="https://www.mykaizencoaching.com/the-rate-stack-audit-do-you-know-your-interest-number/" aria-label="Read more about The Rate-Stack Audit: Do You Know Your Interest Number?">Read more</a>
Jul 31, 2026 6 min read
Kaizen
Your Personal Inflation Rate: Why the Headline Number Lies to You
Every month, a number gets announced, quoted, argued about, and turned into headlines: the inflation rate. And every month, millions of people hear that number and quietly assume it describes their life. It doesn’t — and the gap between that number and your reality might be the most practically important thing about the second enemy ... <a title="Your Personal Inflation Rate: Why the Headline Number Lies to You" class="read-more" href="https://www.mykaizencoaching.com/your-personal-inflation-rate-why-the-headline-number-lies-to-you/" aria-label="Read more about Your Personal Inflation Rate: Why the Headline Number Lies to You">Read more</a>
Jul 24, 2026 5 min read
Kaizen
The Mid-Year Money Review: 15 Minutes in July That Beat a Panic in April
There’s a strange ritual in personal finance. Once a year, in the spring, millions of people sit down with their documents and discover — all at once, when nothing can be changed — how the previous year actually went. We call it tax season. It would be more honest to call it scorekeeping season, because ... <a title="The Mid-Year Money Review: 15 Minutes in July That Beat a Panic in April" class="read-more" href="https://www.mykaizencoaching.com/the-mid-year-money-review-15-minutes-in-july-that-beat-a-panic-in-april/" aria-label="Read more about The Mid-Year Money Review: 15 Minutes in July That Beat a Panic in April">Read more</a>
Jul 17, 2026 5 min read